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Me!MoneyisEmpir was created to share a journey toward debt freedom. After four years of fighting debt, I learned a few things about myself, my finances, and my desire for financial freedom. I have since paid off my debts, built a business, a thriving blog, started making more money, and investing more than I ever have before. This blog is my journey through it all and the tips and tricks I picked up along the way. I discuss everything from debt, credit cards, loans, making money, investing, and everything else evolving around finance. Along with these topics, I also share tools and resources which helped me along the way. I hope it helps you discover your new financial pathway!

~ Grayson Bell


Hot Off the Press

Are Your Savings Retirement Ready?
RetirementSaving Money

How “Ready” Is Your Retirement Savings?

Just in time to celebrate National Save for Retirement Week, my good friends over at Personal Capital put together a little study of how ‘ready’ our retirement savings might be compared to our age. Since I’m not only a fan of Personal Capital, but also a user, I find this data fascinating and I was a part of the aggregate data. To be fair and honest here, I know my retirement savings are not up to …

How to Make Money Selling Used Cell Phones
Extra IncomeMaking Money

How to Make Money Selling Used Cell Phones

The used cell phone market is quite large, but still comes up short of new phone sales. According to Toni Sacconaghi of Sanford C. Bernstein, “By 2018, we estimate that used phones will cannibalize 8 percent of total new smartphone sales, up from 3 percent in 2012.” This market has provided opportunities for people and entrepreneurs to make good money selling used cell phones. I’ve bought a couple of them before when I went through testing …

Why I Walked Away from My First Online Business
Making MoneyPersonal

Why I Walked Away From My First Online Business

There is nothing easy with business. If you are a small business owner, then you know how much work is involved. I ran my online electronics business for 4 years building it from nothing into something great. I worked from 7am to 3am each and every day in order to succeed with my business. Right before the holiday season, I made a big decision. Read about what I did and why I did it.

Can you turn your side hustle into a full-time job?
Making Money

Can You Turn a Side Hustle Into a Full-Time Job?

When I started my side hustle, getting paid to write for blogs, last summer I had no idea that exactly one year later I’d be quitting my job to take my business to the next level and running it full-time. I was lucky when I picked my side hustle and in how I structured my business. My side hustle was something scale-able, something that had the potential to support me as my full-time job. But …

When You Grocery Shop While Hungry
Saving MoneyShopping

I Went In The Grocery Store For One Item, But This Happened!

As my work day came to an end, my beautiful wife sent me a text to pick up a few bell peppers from the grocery store on my way home. I asked how many she needed and I was on my way. Simple grocery store trip, in and out. I am not a fan of shopping in any grocery store, especially the one near our home. It takes the longest time to get through the …

Etsy Sellers Could Make More Money on Handmade at Amazon
Extra IncomeMaking Money

Etsy Sellers Should Consider Handmade at Amazon to Earn More Money

It was only a matter of time before the big craft site, Etsy, got a competitor. Unfortunately for them, they got Amazon. Could this spell doom for Etsy and their sellers? Maybe, but let’s not focus on that now. Let’s focus on this big money making opportunity. Any successful business knows they have to find opportunities when they can and this might be a big one for those craft businesses. Etsy was developed to serve …


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